It also offers a Rate Beat Program, which beats any competitor’s unsecured personal loan rate by as much as 0.10 percentage points. You’ll also never pay a prepayment penalty for getting ahead on your loan payoff. LightStream offers its borrowers multiple savings and discount opportunities. LightStream perks and special features Savings and discounts No origination fees or prepayment penalties.If everything looks correct, click “Accept and Submit.”Īlready a LightStream customer? Existing customers can apply for a new loan online or through the LightStream app. Also, read and acknowledge the disclosures shown on the page. Review all of the details you’ve provided on your personal loan application. Here you can manage your loan if you’re approved and accept it. Choose a user ID, password and security question and answer to see the status of your LightStream application online. Add your basic contact and identification information (e.g., Social Security number and citizenship), as well as employment and income-related details. Enter details about your loan, such as your primary loan purpose, your desired loan amount and term and whether you’re applying for an individual or joint loan. The four-step form requires you to do the following: If you’re not an existing customer, the only way to apply for a LightStream personal loan is through an online form. How to apply for a LightStream personal loan
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